If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. After I paid, I they say I don't have acc. Some people have been lucky and it was deleted right away, though. After multiple calls, transfers, and explanations and explaining to each agent: THIS IS A FRAUDULENT CLAIM; AGENTS ALWAYS HANG UP ON ME WITHOUT RESOLUTION. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. Maryland Residents: This agency is licensed as NMLS ID # 930053. For example, you may have a baby on the way or want to apply for a mortgage. After reading discussions on this forum, I spoke with Sprint and paid them directly. Convergent Outsourcing Sprint bill . Our systems are updated and employees are informed when there are any changes made to the collection statutes. Copyright 2022 Consumers Unified LLC. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. I want it removed entirely. Caller I.D. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Convergent Outsourcing and its agents are not credit specialists. RENTON Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLCUnited Credit National Bank I got a call from Convergent saying I owed THEM $3,753.23; when I asked them what for, they said it was for a bank account I had in 1995 that I took a loan from the internet on. SCAM! Somehow before I did they bought the debt and are reporting it. If you have questions or need to make a change to your account. This can vary for each state but generally means they can't call before 8 a.m. or after 9 p.m. local time, unless you've requested that they call outside of those hours. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Who is ED Magedson - Founder, Ripoff Report. I have the same collections from sprint thru convergent outsourcing on my credit report. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Stop breaking the law. We have been in business since 1950 and are a longtime member of ACA International. I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. They are billing me for something I've never had from them. They are offering me a 50% settlement offer of, $806.93. They are so good at disguising themselves they even have an official looking form. I am a bot, and this action was performed automatically. Press question mark to learn the rest of the keyboard shortcuts. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. It doesn't erase the existence of the debt. We value your privacy. This is what I just went through. Further information is available in our FICO Data Privacy Policy. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. You can enter your email address to have a copy of the chat transcript emailed to you. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. Convergent is required to password lock receipts due to housing sensitive information. Reddit and its partners use cookies and similar technologies to provide you with a better experience. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. Contact. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. Least it wont be counted as owed any longer and can age off in time. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751, Convergent Outsourcing, Inc. Convergent Outsourcing, Inc. CONVERGENT OUTSOURCING FRAUDULENT COMPANY Renton Washington, Convergent Outsourcing, Inc. Convergent Mailed me a notice to collect a debt that doesn't exist. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. I did however pick up the phone today and spoke with a Tom **, supervisor, would not say where the call center was. At this time, we can only discuss payment plans over the phone. This piece of federal legislation prevents debt collectors from harassing customers to pay. The issue is, I never had an account with Sprint. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. It was founded in 1950 and currently has about 2,300 employees across 12 offices. Convergent Outsourcing, Inc. is a debt collection agency. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. I was a month to month plan. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. Bryan Sankey's Phone Number and Email Last Update. Try to get them to say yes though if possible. This is one of the reasons I love the forum, helpful recent experiences. b***@convergentusa.com. We also do not buy debts - the debt that you may owe is still owned by the original creditor. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. As of April 1st, 2020, Sprint is now part of T-Mobile! Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. Email. A goodwill deletion is where the debt collector agrees to stop reporting the debt out of goodwill. He confirmed that after paying CO, Sprint would delete the account from my CRs. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. FTC's website on credit. Engage via Email. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. If so, what's the best way to have them do this? FAQ. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. I am not paying them another dime. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. If it was sold, Convergent has the legal right to collect and to post on your reports. I need some advice on how to proceed with this collection account. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. The original creditor is Sprint (cell phone company). Legally they've followed to the letter of the law. Learn more. I paid them in full. Phone calls must be made during "reasonable hours" only. It's a scam to collect money from people who pay what they owe. So I paid them 2 payment Dec. And Jan they took out of my banking acc. This company is horrible. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? They should be able to see whether there was or not and whether you need to deal with sprint. Convergent Outsourcing is a debt collection agency that's been in business since 1950. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. . I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. - Wait a few days, it most likely won't be deleted even if they said it would. I made arrangement to pay for some equipment for renting it, I did not owe them any money. Sprint Trainer at Convergent Outsourcing . More details on software and accessibility are available at WebAIM.org. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.. (sprint re-adding the collection is the unsure part) Not gonna say 100% but this is how it worked with T-Mo.. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. There, you will be able to submit your phone number to our Do Not Call list. Offers may be subject to change without notice. If this is the case, consider contacting a professional credit repair company. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. This payment will be updated to the credit bureaus and they will be notified that the account is paid in full. says who it is but nobody is ever on the other end of the line. Convergent Outsourcing/Sprint Help Hi all. Start by offering to pay Convergent Outsourcing half of the amount you owe and negotiate from there. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. We sincerely hope this represents a satisfactory resolution to your concerns. If you have an account with us, were here to help! Security Credit Services Listed a fraudulent account on my credit bureau report and won't fix it Renton Washington, Convergent Outsourcing, Inc. attempted to collect 475.00 for their client Paypal. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. Further information is available in our FICO Data Privacy Policy. Received notice of debt collection. They told me to contact their collections people. For more information, read, How to Remove First Federal Credit Control from Your Credit Report, How to Remove First National Collection Bureau, Inc. from Your Credit Report, How to Remove Frontline Asset Strategies from Your Credit Report, How to Remove DCM Services from Your Credit Report, How to Remove FMA Alliance from Your Credit Report, remove the collection entry from your credit report, How to Remove Convergent Outsourcing from Your Credit Report, Telecommunication suppliers such as Sprint and T-Mobile, Failing to respond to debt validation requests. Is Convergent Outsourcing legit or a scam? Why do these companies have such power to impact your credit so easily. Doubt they will remove it. If its still there, contact the agency and remind it of the agreement, and make it clear that you wont make another payment until it removes the entry. Press J to jump to the feed. Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! @new_earthThank you for sharing. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. Convergent Outsourcing help. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Create an account to follow your favorite communities and start taking part in conversations. Convergent Outsourcing does not accept payment in exchange for credit deletion. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. They stated update will occur. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. So I wonder what step to take to file a claim against this company. The contact details for Convergent Outsourcing are: 800 SW 39th Street. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. Many factors affect your FICO Scores and the interest rates you may receive. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. Sprint sent account to collections, Convergent Outsourcing. bureaus (they were only reporting to two). If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. I called Sprint to try set up payment but whenever i ask to pay and if account will be recalled they give me Convergent phone number to call. I would just continue trying and hope to get someone who will delete. Do I handle the debt through Convergent? Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. Companies across the United States contact us to help them recover debts. Some collectors will offer a pay for delete, you agree to pay, under the condition that they agree to remove it from your creditsome creditors will do it, and I hear some will tell you that they will. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Also make sure to file a complaint with your state attorney generals office. - Make the payment with them through chat. I'd only worry if they fail to indicate that you paid the debt. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Enjoy reading our tips and recommendations. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. 2 years later they are contacting me saying I owe them money. Companies across the United States contact us to help them recover debts. Convergent Outsourcing's other names **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! FTC's website on credit. You may try a GW campaign with OC. I ended up paying the entire balance through sprint in order to get account removed. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Renton Washington, Convergent Outsourcing Inc bill scam/fraud Renton Nationwide, palisades collection convergent outsourcing, inc I recived a bill today in my name but with my x husbands last name spelled wrong for an at&t bill, I have never had at&t service, I called to dispute it & all I got was them wanting to confirm who I was on a recording & wanting payment for over $400.00 !! I was so close to a derogatory free report. R-1234567). All rights reserved. I paid $834.26 directly to Sprint on July 5th and received a confirmation number of 123456789 for my payment. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. Advertisers above have met our Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Convergent Outsourcing does not accept payment in exchange for credit deletion. Work out a payment plan, If the collections debt is paid there would be nothing to put on the credit. These people need to be stopped. Many companies featured on Money advertise with us. Learn more. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. Convergent Outsourcing, Inc. is a debt collection agency. Please call us at 1-800-444-8485. And I owe them money. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. I don't think however that once you have the debt paid (however you do it) you should worry about on your report. This one so contrived, premeditated, using a fake name and explanation. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Lots 81-82 Street C Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. Can see right through this one. This profile has not been claimed by the company. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. Our company complies with the standards outlined in the FDCPA and values both professionalism and customer service. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. Consumers love to do business with someone that can admit mistakes and state how they made improvements. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. Renton Washington, Convergent Outsourcing , Inc Galaxy Asset Purchasing , LLC I recieved a bill past due in the amount of $4,505.44. Doubt they will remove it. Contact Convergent Outsourcing Contact Us If you are trying to stop calls from 770-870-1070 Convergent Outsourcing, please visit our Stop Collection Calls From Convergent Outsourcing page. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. But like most debt collectors, it has a questionable reputation with its customers. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. See reviews below to learn more or submit your own review. But, when I asked directly who she represented, she said she represented Convergent. Work out a payment plan. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. I suppose they need to provide: Proof of contract - with sign-on and termination dates. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). This morning I received a phone call from a debt collections agency Convergent Outsourcing. I disputed the claim and was told they would confirm with the company before any further actions took place. Convergent Outsourcing, Inc. is a debt collection agency. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). Dont click on those slick Ads! Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". He said this Teresa ** could have had this phone number before it was given to me. If you weren't paying on it then it went to collections. I paid them a lump sum to settle the account. Look at all the reviews. I just want to know who to pay to make sure things are taken off of my reports. That's if they're reporting. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Unbelievable!! You also are directed to manage your account at midlandcreditonline.com. She said to give them a call and try to settle for less with them. Check your credit report 30 days after you make your first payment. If reporting correctly, it can stay on reports for 7 years from DOFD. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. If Sprint sold it, you may have gave Sprint free money as they have no legal right to collect anymore but still legally owe Convergent. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. Sorry to hear. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. I also called convergent and they only collecting on sprint behalf. I never signed a contract). In response to this complaint, your account will remain reported to the credit bureaus with accuracy. Originating in 1950, its current headquarters are in Renton, Washington. They must have hacked into Verizon's computer system Reston Washington, Convergent Outsourcing, Inc. Bogus bill from AT&T WIreless -- I never had AT&T Wireless Renton Washington, Convergent Outsourcing,Inc Settle for lesser amount Renton Washington, Convergent Outsourcing, inc Palisades Collection states I owe an At&T bill that was paid 5 years ago renton Washington, Convergent Outsourcing Inc Galaxy Asset Purchasing, LLC FRAUD ALERT! We're available to help by phone at 1-800-444-8485 or online through our contact form. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. They might say yes or no. Get buying tips about Debt Collection Agencies delivered to your inbox. All Rights Reserved. No luck. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. Can I get some insider knowledge or feedback? So yeah. I have an old Sprint account that went into collections via Convergent Outsourcing. They need to be investigated for fraud!!! These notices included your right to dispute the balance owed. I paid them today, now waiting to see what will happen. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Convergent Outsourcing is one of America's leading collection agencies. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. How long does it take for my credit report to update after I make a payment. The consumer can also call and request a copy to be sent to their physical address or their email. ** If a lady or someone else calls you and says they can't delete, be very nice, but let her know you know it is possible because you know of other people that just had it done. Convergent Outsourcing, Inc. is a third party debt collection agency and member of ACA International with over 60 years of experience in the collections industry.